calculatepaycheck.net
2026 · Both directions · Before and after tax

Hourly to salary calculator (and back)

Turn an hourly rate into a yearly, monthly, biweekly or weekly figure — or a salary into an hourly rate — for any hours and weeks, before tax and after tax in every state.

An hour
$25.00
A day
$200.00
A week
$1,000.00
Every two weeks
$2,000.00
Twice a month
$2,166.67
A month
$4,333.33
A year
$52,000.00

2,080 paid hours a year at 40 h/week × 52 weeks. Gross figures; tick the box for after tax.

How the conversion works: 2,080 hours

An hourly rate becomes a salary by multiplying by the paid hours in a year, and the convention is 2,080: 40 hours a week for 52 weeks. $20 an hour is $41,600 a year; $60,000 a year is $28.85 an hour. The same multiplier gives the other periods — a week is the hourly rate × 40, two weeks × 80, a month × 173.33, a day × 8 — and the converter above does all of them at once, in either direction, for any hours and weeks.

2,080 is a convention, not a fact about your job. It assumes no unpaid time off; take two unpaid weeks and the year is 2,000 hours. It assumes 52 weeks, whereas the calendar gives 52.14, which is why a biweekly payroll sometimes has 27 paydays. And it assumes 40 hours, whereas plenty of full-time jobs are 35 or 37.5. The hours-per-week and weeks-per-year fields exist for exactly that.

Everything on this page is before tax unless the «after tax» box is ticked, which runs the annual figure through the 2026 federal brackets, FICA and the chosen state's rules. Both directions have their own pages: every hourly rate from $1 to $500 and every salary from $12,000 to $1,000,000.

Hourly to salary: the most-searched rates

$7.25 an hour is $15,080 a year; $10.30 an hour is $21,424 a year; $14.50 an hour is $30,160 a year; $15.50 an hour is $32,240 a year; $16.50 an hour is $34,320 a year; $17.50 an hour is $36,400 a year; $18.50 an hour is $38,480 a year; $18.75 an hour is $39,000 a year; $19.50 an hour is $40,560 a year; $21.50 an hour is $44,720 a year; $22.50 an hour is $46,800 a year; $22.93 an hour is $47,694 a year; $23.50 an hour is $48,880 a year; $23.54 an hour is $48,963 a year; $24.50 an hour is $50,960 a year; $27.50 an hour is $57,200 a year; $28.85 an hour is $60,008 a year; $33.65 an hour is $69,992 a year; $34.50 an hour is $71,760 a year; $36.50 an hour is $75,920 a year. Each page adds the monthly, biweekly and weekly figures, the 30- and 45-hour variants, overtime, and the after-tax figure in all 51 states.

The relationship is linear before tax — every $1 an hour is $2,080 a year — and slightly less than linear after tax, because federal brackets are progressive: the take-home on $15 an hour is 87.3% of gross, on $30 it is 83.8%, on $60 it is 77.4%.

Salary to hourly: the most-searched salaries

$12,000 a year is $5.77 an hour; $13,000 a year is $6.25 an hour; $14,000 a year is $6.73 an hour; $15,000 a year is $7.21 an hour; $15,832 a year is $7.61 an hour; $16,000 a year is $7.69 an hour; $17,000 a year is $8.17 an hour; $18,000 a year is $8.65 an hour; $19,000 a year is $9.13 an hour; $20,000 a year is $9.62 an hour; $21,000 a year is $10.10 an hour; $22,000 a year is $10.58 an hour; $23,000 a year is $11.06 an hour; $23,500 a year is $11.30 an hour; $24,000 a year is $11.54 an hour; $25,000 a year is $12.02 an hour; $26,000 a year is $12.50 an hour; $27,000 a year is $12.98 an hour; $27,500 a year is $13.22 an hour; $28,000 a year is $13.46 an hour. The pages also cover monthly and weekly amounts — «$5,000 a month is how much a year» — since people think in whichever unit their paycheck arrives in.

Dividing a salary by 2,080 flatters the hourly figure for anyone who works more than 40 hours without overtime pay: a $70,000 salaried employee working 50 hours a week is earning $26.92 an hour, not $33.65. Exempt salaried workers have no legal claim to the difference; non-exempt ones do, and the exempt vs non-exempt guide explains which you are.

Weeks, holidays and unpaid time change the answer

The federal government recognises eleven holidays; a typical private employer pays for six to ten and gives ten to twenty days of paid time off. For a salaried worker those days are included in the salary; for an hourly worker they are either paid at the regular rate by policy or simply unpaid. That is why the same nominal rate can be worth several percent less as hourly pay: at $25 an hour, ten unpaid holidays and ten unpaid vacation days cost $4,000 a year, taking the $52,000 nominal salary down to $48,000.

Set weeks per year to 50 or 48 in the converter to see the effect. The reverse case matters too: a salaried offer of $60,000 with four weeks of paid leave is worth $31.25 for each hour actually worked, not $28.85.

Before tax vs after tax: the missing step

Most converters stop at gross. Tick «after tax» and the annual figure goes through the 2026 rules: the $16,100 standard deduction, the seven federal brackets, Social Security at 6.2% up to $184,500, Medicare at 1.45%, and the chosen state's own income tax. On $25 an hour that turns $52,000 into $43,962 in Texas and $42,802 in California — per hour, $21.14 and $20.58.

The after-tax figures assume a single filer with a clean W-4 and no deductions, so that every rate and every state compares on the same basis; the paycheck calculator takes your real filing status, city and deductions.

Comparing an hourly offer with a salaried one

Convert both to the same unit, then adjust for what the unit hides. Paid time off: add the value of the salaried job's leave to its side, or subtract unpaid days from the hourly side. Overtime: an hourly, non-exempt job pays time-and-a-half after 40 hours — and daily overtime in California, Alaska, Nevada, Colorado — while most salaried jobs pay nothing for the 41st hour. Benefits: employer health premiums and a 401(k) match are worth thousands a year and are more common with salaried roles. Predictability: a salary is the same every paycheck; hourly pay moves with the schedule.

The tax rules are identical in both cases, and from 2026 the hourly worker gets one federal advantage: the premium part of overtime pay is deductible at filing. The compare two jobs tool puts the two offers side by side with all of this, in your state.

Monthly, biweekly, semi-monthly and weekly equivalents

A year has 52 weeks, 26 fortnights, 24 half-months and 12 months, so $60,000 a year is $1,153.85 a week, $2,307.69 every two weeks, $2,500.00 twice a month and $5,000.00 a month. The biweekly and semi-monthly figures are the ones people confuse: they differ by about 7.7%, and two months a year contain three biweekly paydays. An hourly worker paid every two weeks for 80 hours is on the biweekly rhythm; the monthly figure for hourly pay is an average, because months do not contain a whole number of weeks.

The pay periods guide covers 27-payday years and the three-paycheck months of 2026.

Common conversions

$10/h = $20,800/yr · $12/h = $24,960/yr · $15/h = $31,200/yr · $18/h = $37,440/yr · $20/h = $41,600/yr · $22/h = $45,760/yr · $25/h = $52,000/yr · $30/h = $62,400/yr · $35/h = $72,800/yr · $40/h = $83,200/yr · $45/h = $93,600/yr · $50/h = $104,000/yr · $60/h = $124,800/yr · $75/h = $156,000/yr · $100/h = $208,000/yr. And in reverse: $30,000/yr = $14.42/h · $40,000/yr = $19.23/h · $50,000/yr = $24.04/h · $60,000/yr = $28.85/h · $75,000/yr = $36.06/h · $100,000/yr = $48.08/h · $150,000/yr = $72.12/h · $200,000/yr = $96.15/h. A quick mental rule: double the hourly rate and add three zeros — $25 an hour is about $50,000 — which is within 4% of the exact $52,000.

Minimum wage in these units

The federal minimum of $7.25 is $15,080 a year at full time, $1,256.64 a month, $580.00 every two weeks. Thirty states and DC set a higher minimum, and several cities set theirs above $15, which is $31,200 a year. After federal tax and FICA, a full-time worker at $15 keeps $27,249 of $31,200, 87.3%; FICA takes $2,387 and federal income tax $1,564. The minimum wage by state page has each state's 2026 figure and its take-home.

Contractor rates: why $50 an hour is not $50 an hour

A 1099 contractor at $50 an hour bills $104,000 for a full-time year but keeps far less of it than a W-2 employee on the same rate. The contractor pays both halves of FICA as self-employment tax (15.3% on 92.35% of net earnings, about $14,695 here), buys their own health insurance, funds their own retirement without a match, gets no paid leave, and is paid only for billable hours — which are rarely 2,080. The usual rule of thumb is that a contractor rate needs to be 25 to 40 percent above the W-2 hourly equivalent to leave the same net. The self-employed paycheck calculator does the exact comparison.

Part-time, second jobs and variable hours

Set hours per week to the real figure and the converter gives the real annual pay: $20 an hour at 25 hours is $26,000 a year, not $41,600. Two part-time jobs convert separately and then add, and the tax on the total is what matters: each employer withholds as if its paycheck were the only income and applies the full standard deduction, so two part-time jobs together under-withhold unless the box in step 2(c) of the W-4 is checked at both. Variable hours are best converted on an average week, remembering that withholding annualises each paycheck on its own and that a heavy fortnight is withheld as if it repeated all year.

Daily rates and the 27-payday year

A daily rate converts at 260 working days a year (52 weeks of five days): $200 a day is $52,000 a year and $25 an hour for an eight-hour day. Per diems paid for expenses are not wages and should not be in the conversion. And once every eleven years or so a biweekly payroll contains 27 paydays and a weekly one 53, because 52 weeks are 364 days; employers handle it either by paying the salary in 27 slightly smaller pieces or by paying one extra paycheck, and the converter's weeks-per-year field set to 54 (for 27 biweekly periods) shows the first case. The pay periods guide has the 2026 calendar.

How these figures are computed

The gross conversions are arithmetic on the hours and weeks you set. The after-tax figures come from the same engine as the paycheck calculator: 2026 federal brackets and standard deduction from IRS Revenue Procedure 2025-32, the Social Security wage base from the SSA, and each state's rules from its revenue department, verified state by state with the log on the methodology page. Each rate and salary page is generated from those figures, not written by hand, so a parameter change regenerates every page the same day.

A worked example: $52,000 in Illinois, paid every two weeks

Take $52,000 a year in Illinois, paid every two weeks (26 paychecks), single, standard W-4, no pre-tax deductions. The gross per paycheck is $2,000.00. Federal income tax withholding, from the 2026 Publication 15-T percentage method, takes $156.15. Social Security takes 6.2% of gross, $124.00, and Medicare 1.45%, $29.00. Illinois withholds $93.43 under its flat rate and deductions. The net deposit is $1,597.42, 79.9% of gross; over the year that is $41,533 from $52,000, an effective rate of 20.1% on all taxes together. Every line is reproducible from the documents on the sources page, and the table below lists them in the order they appear on a stub.

Two things on that stub are not obvious from the totals. First, the federal line is withholding, not tax: the tables annualise this paycheck as if all 26 were identical, and the year's actual tax, $4,060, differs from the $4,060 withheld by $0, which becomes a bill in April. Second, Social Security and Medicare are the same fraction of every paycheck of the year, because the salary is under the wage base, and no form can change them; only Section 125 deductions reduce their base. The reading guide walks each line and names what it should equal.

LineThis paycheckPer yearShare of gross
Gross pay$2,000.00$52,000100%
Federal income tax−$156.15−$4,0607.8%
Social Security−$124.00−$3,2246.2%
Medicare−$29.00−$7541.5%
Illinois income tax−$93.43−$2,4294.7%
Net pay$1,597.42$41,53379.9%

Nearby hourly rates at 80 hours per two weeks

A dollar an hour more or less changes the every two weeks paycheck by about $80.00 gross and somewhat less net. The ladder below runs the same hours at rates from $20.00 to $35.00 in Illinois; the hourly to salary converter turns any rate into a year and the hourly calculator adds overtime and tips.

RateGross per two weeksAll taxesNetNet per year
$20.00$1,600.00−$304.18$1,295.82$33,691
$23.00$1,840.00−$363.22$1,476.78$38,396
$25.00 (this page)$2,000.00−$402.58$1,597.42$41,533
$27.00$2,160.00−$441.94$1,718.06$44,670
$30.00$2,400.00−$500.98$1,899.02$49,375
$35.00$2,800.00−$623.61$2,176.39$56,586

Nearby salaries: what $32,000 to $87,000 leave in Illinois

A raise or a job offer is rarely at the round number on this page, so here is the ladder around it: the same every two weeks paycheck at 6 salaries from $32,000 to $87,000, single, standard W-4, no deductions. The effective rate climbs from 17.3% to 24.3% across the range because federal income tax is progressive while FICA is flat; each extra $10,000 of salary leaves less than the last, and the pay raise calculator prices any step exactly. The salary after tax pages carry the full range, one page per amount.

Reading the ladder the other way answers the interview question: to take home $10,000 more a year in Illinois takes a raise of roughly $13,207 in gross at this level, because the new dollars are taxed at the marginal rate rather than the average. The state column grows in a straight line, since Illinois charges one rate; the FICA column grows in a straight line until the wage base. The gross-up calculator runs the reverse computation for any net.

SalaryGross per two weeksFederalFICAState + localNetEffective rate
$32,000$1,230.77−$63.85−$94.16−$55.35$1,017.4117.3%
$42,000$1,615.38−$110.00−$123.57−$74.39$1,307.4219.1%
$52,000 (this page)$2,000.00−$156.15−$153.00−$93.43$1,597.4220.1%
$62,000$2,384.62−$202.31−$182.43−$112.47$1,887.4120.9%
$72,000$2,769.23−$269.62−$211.84−$131.51$2,156.2622.1%
$87,000$3,346.15−$396.54−$255.98−$160.07$2,533.5624.3%

The same paycheck under each filing status

Filing status is the one W-4 line everyone fills in, and it moves the federal line more than most people expect. On $52,000 in Illinois, paid every two weeks, a single filer is withheld $156.15 per paycheck; married filing jointly (one income) $76.15, because the joint table doubles the standard deduction to $32,200 and widens every bracket; head of household $114.92, with its $24,150 deduction and its own brackets. Married filing separately uses the single table. Illinois's own deductions and brackets are the same for joint filers, which is why the state column moves too. Picking «married» with two incomes and skipping step 2 is the commonest cause of an April bill; the W-4 guide covers the choice.

The last column shows why the status matters beyond the paycheck: the year's federal income tax on $52,000 is $4,060 single and $1,980 married filing jointly on one income, a difference of $2,080 that the W-4 status either delivers through the year or holds back for a refund. Head of household is the status most often missed by single parents, who leave $1,072 a year on the single table. FICA is identical in every row, since it has no status.

StatusStandard deductionFederal per paycheckState per paycheckNet per paycheckFederal tax for the year
Single (this page)$16,100−$156.15−$93.43$1,597.42$4,060
Married filing jointly$32,200−$76.15−$93.43$1,677.42$1,980
Married filing separately$16,100−$156.15−$93.43$1,597.42$4,060
Head of household$24,150−$114.92−$93.43$1,638.65$2,988

The whole year on $52,000: withholding, tax due, and the settlement

26 paychecks of $2,000.00 withhold $4,060 of federal income tax over 2026. The tax actually due on the return, with the $16,100 standard deduction and no credits, is $4,060, so the year ends with about $0 owed — the gap between the withholding tables' approximation and the exact computation. The marginal rate on the last dollar is 12%; the effective rate on all taxes together is 20.1%. Social Security applies to every paycheck of the year, because $52,000 is under the $184,500 wage base. The 2026 deductions for overtime premium and tips apply at filing to anyone with qualifying pay; they do not change these paychecks. Illinois takes $2,429 for the year, 4.7% of salary.

Refund or bill: what the year settles

Withholding is a prepayment; the return computes the tax and returns or collects the difference. On $52,000 with these settings the year withholds $4,060 against $4,060 due, so the settlement is a bill of about $0. A refund is money lent to the Treasury at no interest for up to sixteen months; a bill is fine up to a point and penalised beyond it. The point is the safe harbour: withholding of at least 90% of this year's tax ($3,654 here) or 100% of last year's (110% above $150,000 of income) avoids the underpayment penalty, which is interest on each quarter's shortfall. These paychecks clear the 90% harbour on their own.

What makes the settlement move: credits the W-4 does not carry (the earned income credit, education credits, the 2026 overtime and tip deductions), which enlarge the refund; a second income, other income, or too many dependents on the form, which produce the bill; a bonus withheld at the flat 22% when the marginal rate is 12%, which over-withholds at this salary; and a change of job or a partial year, which annualises each paycheck wrongly. The W-4 fixer sets the lines that bring the settlement to zero, or to a chosen refund.

What deductions do to this paycheck

Deductions are where the same salary produces different paychecks. A 6% traditional 401(k) contribution — $120.00 per paycheck on $52,000, well under the $24,500 annual limit — reduces federal and state taxable wages but not FICA wages, so it costs $99.66 of take-home rather than its face value. A $150 Section 125 deduction for health premiums or an HSA reduces every base including FICA, and costs $113.11. A Roth contribution of the same 6% comes out after tax and costs the full amount now in exchange for tax-free withdrawals later. The table gives each case for this paycheck; the pre-tax deductions calculator runs any amount and the 401(k) calculator draws the whole curve.

The order matters on the stub as well as in the arithmetic. Section 125 items come off first and reduce the FICA wages line, which is why a health premium lowers the Social Security and Medicare figures by 7.65% of itself; the 401(k) comes off next and reduces federal taxable wages only. Both appear in the W-2: box 1 (federal wages) is gross minus both, boxes 3 and 5 (Social Security and Medicare wages) are gross minus the Section 125 items alone. An employer match, where there is one, is added on top of the contribution and never touches the paycheck; the compare two jobs tool values it.

DeductionNet per paycheckChangeTax saved per year
No deductions$1,597.42
6% traditional 401(k) ($120.00)$1,497.76−$99.66$529
$150 health / HSA (§125)$1,484.31−$113.11$959
Both$1,384.65−$212.77$1,488
6% Roth 401(k) (after tax)$1,477.42−$120.00$0 now; tax-free later

What each W-4 line does to this paycheck

The federal line is the only tax on the stub that a form can change, and each step of the W-4 moves it by a predictable amount. One qualifying child on step 3 lowers withholding by $84.62 per paycheck — the $2,200 credit spread over 26 paychecks — taking the net to $1,682.03. Checking box 2(c) for a second job raises it by $114.04, because the checkbox table halves the brackets so that each job is withheld as if it earned half the household income. Extra withholding on 4(c) is dollar for dollar. Other income on 4(a) adds the tax on it at the marginal rate; deductions on 4(b) remove it. The table runs each case for $52,000 in Illinois; the W-4 fixer computes the combination that makes the year's withholding equal the year's tax.

None of these lines changes the tax; they change when it is paid. Claiming a child that is not yours on step 3, or deductions you will not take on 4(b), enlarges every paycheck and produces the same amount plus a penalty in April. The lawful levers are the ones you are entitled to — the children you have, the deductions you will itemise, the second income you must account for — and the fixer applies exactly those. A new W-4 takes effect from the next payroll run after your employer receives it, and the year-to-date withholding already taken is not recomputed.

W-4Federal per paycheckChangeNet per paycheck
Standard W-4−$156.15+$0.00$1,597.42
One qualifying child (step 3: $2,200)−$71.54−$84.61$1,682.03
Two children (step 3: $4,400)−$0.00−$156.15$1,753.57
Box 2(c) checked (two jobs)−$270.19+$114.04$1,483.38
Extra $50 on step 4(c)−$206.15+$50.00$1,547.42
$5,000 other income on step 4(a)−$179.23+$23.08$1,574.34
$8,000 deductions above the standard on step 4(b)−$119.23−$36.92$1,634.34

All 288 hourly rates

All 261 salaries, 95 monthly and 64 weekly amounts

Questions

How do I convert hourly to salary?
Multiply the hourly rate by paid hours a year: 2,080 for 40 hours a week over 52 weeks. $25 an hour × 2,080 = $52,000. Adjust the hours and weeks for your job.
How do I convert salary to hourly?
Divide the salary by 2,080: $60,000 ÷ 2,080 = $28.85 an hour. Divide by fewer hours if you work fewer weeks.
How many working hours are in a year?
2,080 at 40 hours a week for 52 weeks. With ten paid holidays and ten days of leave, about 1,920 hours are actually worked.
Is the conversion before or after tax?
Before tax by default. Tick «after tax» to run the annual figure through the 2026 federal brackets, FICA and the state you choose.
Why is my biweekly paycheck smaller than half my monthly pay?
Because there are 26 biweekly paychecks and 12 months: each biweekly paycheck is 12/26 of a month, about 46%, not 50%. Two months a year contain three of them.
What is $20 an hour a year?
$41,600 at full time; $35,606 after federal tax and FICA for a single filer before state tax.